Terms of Service

Last updated: July 9, 2026

Company Identity & Acceptance

These Terms of Service govern your use of ClusterVault Analytics (ClusterVault Analytics Limited) and its services. By accessing or using our website and services, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our services. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes. We encourage you to review these terms regularly to ensure you remain informed of any updates.

Scope of Services

We provide advanced clustering algorithms and unsupervised learning solutions designed specifically for client segmentation and fund categorization analysis. Our platform delivers data-driven insights to help organizations in Calgary and beyond optimize their investment portfolios and client relationship strategies. We offer algorithmic analysis, data visualization, and comprehensive reporting tools that enable users to identify patterns and segment clients based on behavioral and demographic attributes. These services are intended for professional use by financial institutions, fund managers, and analytical professionals seeking sophisticated data clustering and categorization capabilities.

User Obligations

As a user of our services, you agree to:

• Provide accurate and complete information when registering or using our platform
• Use our services only for lawful purposes and in accordance with all applicable laws and regulations
• Not attempt to gain unauthorized access to our systems or networks
• Not engage in any activity that disrupts or interferes with the functionality of our services
• Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized access
• Comply with all applicable data protection and privacy regulations when using our platform

Intellectual Property

All content, algorithms, software, and materials provided through our services are owned by us or our licensors and are protected by international copyright, trademark, and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use our services for your internal business purposes only. You may not reproduce, distribute, modify, adapt, translate, or create derivative works from our proprietary algorithms, software, or content without our explicit written permission. Unauthorized use of our intellectual property may result in legal action and the immediate termination of your access to our services.

Limitations & Liability

Our services are provided on an "as-is" basis without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of the results provided by our clustering algorithms or analysis tools. To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services. Our total liability shall not exceed the amount you have paid us in the twelve months preceding the claim. Some jurisdictions do not allow limitations of liability, so these restrictions may not apply to you.

Termination

We reserve the right to terminate or suspend your access to our services immediately, without notice or liability, if you violate these terms or engage in conduct that we deem harmful to our platform or other users. Upon termination, your right to use our services ceases immediately. We may also terminate these services or your account for any reason or no reason, provided we give you thirty days' written notice. Your obligations under these terms will survive any termination or expiration of your access to our services.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Province of Alberta, Canada, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Calgary, Alberta, Canada. You consent to the personal jurisdiction of such courts and waive any objection to venue in such forums.